Our approach to clients’ investments is both individual and collegial:
We recommend our private clients to invest mainly through pooled vehicles to gain access to industry leaders, and also not to be afraid of investing in less liquid investments. UK investors’ portfolios should not be too UK-centric.
When selecting investments, we seek to back proven money-makers. This is true both of funds and direct equities.
If a client does not wish to take more than a limited risk to investing capital, we are likely to emphasise the traditional safe markets of fixed, floating rate and index-linked bonds. We may selectively use appropriate capital protected products.
When income is needed it can be generated in a number of ways. Some investors are not seeking to maximise their current income, but to increase it over time, while others need a high income now, and have less of a need to grow it.
Historically, growth in private investors’ portfolios has come largely from equity markets, and we see no reason why this should not go on being the case. For diversification, property, private equity, hedge funds and other alternative investments may also be considered.
Risk warning: You should remember that the value of investments, whether pooled or direct equities, and the income derived therefrom may fall as well as rise and you may not get back the amount that you invest. In the event that you require a level of income higher than that generated by your portfolio, you should be aware this will dilute the capital value of your portfolio. Past performance is not a guide to the future. If you are in any doubt of the suitability of an investment for your particular circumstances, you should contact an investment manager for tailored advice.